You may only use the Online Services for lawful purposes, and must ensure that your use of the Online Services does not breach any laws that apply to you.
The information on our website is general information only and does not constitute professional, legal, taxation, financial or investment advice. You should not rely upon the information on our website without obtaining specific advice tailored to your particular circumstances.
Unless stated otherwise, nothing contained in the Online Services is to be interpreted as a recommendation to use any product, good or service, to make any financial, investment or other decision, or as a representation or warranty that any particular financial, taxation or other outcome will be achieved.
Copyright and Trade Marks
Unless stated otherwise, all copyright and all other proprietary rights in all materials used in the Online Services (including text, graphics, design, logos, animations and/or sound recordings), the selection and arrangement thereof, and all software relating to the Online Services belongs to or is licensed by us. The copyright is protected by Australian and international copyright laws.
Subject to the following, no material from the Online Services may be copied, reproduced, distributed, modified, adapted, uploaded, displayed, transmitted, reused, re-posted, published, stored, printed, commercialised, used to create derivative works or framed within another website without our prior written permission.
We grant you permission to use the Online Services in the usual course of operating your web browser or email software, for your personal use. You may also print hard copies of the Online Services for your personal use, provided you retain all copyright and other proprietary notices on that material.
All trade marks and service marks (in particular, any word or logo which appears in the Online Services in association with the ™ or ® symbol), trade names, branding and get-up in the Online Services belongs to us or is used with permission. We do not give you any licence or right to use them.
We make the Online Services available on an “as is” basis. We make no representations or warranties of any kind with respect to the Online Services. The use of the Online Services is at your own risk.
While we endeavour to ensure that information provided on our website is accurate, complete, up-to-date and reliable, we do not represent or warrant that this will be the case or that your access to the information will always be uninterrupted, timely or secure. We make no representations or warranties that use of the information in the Online Services will not infringe intellectual property rights or other third party rights.
We do not attempt or purport to exclude any liability arising under statute if, and to the extent, that liability cannot be lawfully excluded. However, we exclude to the extent lawfully permitted all liability for any loss, damage, injury or claim of whatever kind (including direct, indirect and consequential or incidental damage, loss of data, income or profit, loss of or damage to property and third party claims) however arising (including due to negligence) that you may suffer, directly or indirectly, in connection with your use of (or inability to use) our website or any associated or linked Online Services. In particular, we exclude all liability for any loss or damage that may result from your use of, or reliance upon, any information or material obtained from our website.
We exclude all implied conditions and warranties except any implied condition or warranty the exclusion of which would cause this clause to be void (Non-excludable Condition). Our liability to you for breach of any Non-excludable Condition (other than implied by Section 69 of the Trade Practices Act 1974) is limited, at our option, to supplying the relevant services again or paying the cost of re-supplying those services, except where the services are of a kind ordinarily acquired for personal, domestic or household use or consumption.
You agree to indemnify us for all loss, damage, penalties, fines, expenses and costs (including legal costs) which arise out of or relate to your use of the Online Services, any information that you obtain from the Online Services or any damage that you may cause to our website.
We cannot ensure the security of any information you send to us via the Internet during its transmission. Accordingly, any information you transmit in this manner will be sent at your own risk. However, once we have received your information, we will take reasonable steps to ensure it remains secure.
We recommend that you do not provide us with confidential information via our Online Services unless you accept the risk that the information may be lost, corrupted, or disclosed to third parties during its transmission.
We will not be liable for any interference or damage you may suffer in connection with your use of the Online Services, including any damage caused by computer viruses, malicious computer code or any other form of interference. You should establish your own protection against viruses and other causes of damage.
Other Online Services
Our Online Services may contain links or references to other online services that are not provided by us (Other Services). We do not sponsor, endorse, recommend, adopt, confirm, guarantee or approve those Other Services, the practices of the organisations that operate them, or any information, products, materials or goods or services referred to or provided by those Other Services, unless stated otherwise. Any such links are provided for convenience only and may not remain current.
We disclaim liability for any loss or damage whatsoever arising from your use of links to Other Services.
We ask that Other Service providers request our permission before linking to our Online Services.
Termination of Access
We may modify, suspend or cancel any Online Services at any time.
A copy of our Whistleblower Policy is available here.